Price Reduction

Address

76 Universal Trail, PALM COAST, FL

Listing Type

Active

Price

$ 489,900

Property Attributes

MLS#V4950558
TypeSingle Family
Listing Status Active
CountyFlagler
CityPALM COAST
AreaPalm Coast
NeighborhoodPALM COAST SEC 57
Zip32164
StyleSingle Family Residence
Year Built2006
Taxes$ 5316
Price$ 489,900
Bedrooms5
Full Bathrooms2
Half Bathrooms1
Sqr Footage2880
Lot Size0.23 Acres

Data Source:

Stellar MLS

Property Description

Rare Assumable VA Loan at 2.25% Interest Rate for Qualified Buyers! This beautifully upgraded 5-Bedrooms, 3 Bathrooms, 2,880-square-foot home offers the perfect combination of comfort, quality, and peace of mind with a spacious 3-car garage and numerous premium upgrades throughout. Built with storm preparedness in mind, the home features hurricane shutters, hurricane roof clips, and a hurricane-rated fence designed for enhanced wind resistance. Additional upgrades include a whole-house water softener and filtration system, plus an irrigation system to maintain the professionally landscaped yard. The remodeled kitchen showcases modern finishes, upgraded appliances, and abundant space for entertaining, while the updated bathrooms provide a fresh, contemporary feel. Step outside to your private tropical backyard oasis featuring mature guava, lime, orange, and watermelon plants, a butterfly garden, and three working compost areas. Relax with your morning coffee on the screened front porch or unwind in the screened rear lanai while enjoying Florida’s beautiful weather year-round. This thoughtfully upgraded home offers the perfect blend of modern updates, energy-efficient features, outdoor living, and storm-ready construction. Opportunities like this—especially with an assumable 2.25% VA loan—are exceptionally rare. Schedule your private showing today!

Price History
8/5/2026	Listed $525,000
8/25/2026	3$510,000
9/7/2026	4$489,900

General Features

Sewer	Public Sewer
Heating	Central
Cooling	Central Air
Utilities	Electricity Connected,Water Connected
Possession	Close Of Escrow
Roof	Shingle
Appliances	Dishwasher,Disposal,Microwave,Range,Refrigerator,Water Filtration System,Water Softener
Zoning	PC5700
Garage Spaces	3
Patio/Porch Features	Patio,Screened
Construction Materials	Concrete
Year Built	2006
Levels	Two
Property Subtype	Single Family Residence
Tax Year	2025
Ownership	Fee Simple
County	Flagler
New Construction	false
Property Type	Residential
Attached Garage	true
Subdivision Name	PALM COAST SEC 57
Facing Direction	West
Garage Y/N	true
Total Rooms	10
Full Baths	2
Status	Active
Directions	SR 100 TO SEMINOLE WOODS BLVD TO UNIVERSAL TR
City	PALM COAST
Senior Community Y/N	false
MLS Area	32164 - Palm Coast
Lot Size Units	Square Feet
Lot Size Square Feet	10019
Carport Y/N	false
Listing Terms	Assumable,Cash,Conventional,FHA,VA Loan
Land Lease Y/N	false
Tax Annual Amount	5316
Additional Parcels Y/N	false
Lease Considered Y/N	false
Virtual Tour	https://www.propertypanorama.com/instaview/stellar/V4950558
Building Area Units	Square Feet
Living Area Units	Square Feet
Standard Status	Active
Occupancy Type	Owner
Tax Lot	12
Legal Description	PALM COAST SEC 57 BLK 55 LOT 12 OR 505 PG 703 OR 1217 PG 652-DC OR 1217 PG 652-ACM OR 1217 PG 654 OR 1269 PG 1643 OR 1503 PG 318 OR 1542 PG 1773
Water Access Y/N	false
Water View Y/N	false
Flood Zone Code	X
In Law Suite YN	false
Flood Zone Code X	Yes

Interior Features

Interior Amenities	Ceiling Fan(s),Walk-In Closet(s)
Flooring	Carpet,Tile
Furnished Y/N	Unfurnished
Air Conditioning Y/N	true
Heating Y/N	true
Fireplace Y/N	false
Half Baths	1
Laundry Features	Electric Dryer Hookup,Washer Hookup
Total Bedrooms	5
LivingAreaSource	Public Records
Total Baths	3

Exterior Features

Exterior Amenities	Hurricane Shutters,Irrigation System,Private Mailbox,Private Yard
Fencing	Fenced
Water Source	Public
Lot Size Area	10019
Foundation Details	Block
Building Area Total	3782
Lot Size Acres	0.23
Road Surface Type	Paved
Private Pool	false
Waterfront Y/N	false
Covered Spaces	3