Waterfront - Golf Course - Adult 55+
Address
3558 Oak Lake Drive, PALM HARBOR, FL
Price
$ 650,000
Property Attributes
  • MLS#TB8543377
  • TypeSingle Family
  • Listing Status Active
  • CountyPinellas
  • CityPALM HARBOR
  • AreaPalm Harbor
  • NeighborhoodHIGHLAND LAKES UNIT EIGHTEEN
  • Zip34684
  • StyleSingle Family Residence
  • Year Built1987
  • Taxes$ 5251
  • Price$ 650,000
  • Bedrooms3
  • Full Bathrooms2
  • Half Bathrooms0
  • Sqr Footage2154
  • Lot Size0.24 Acres
Data Source:
Stellar MLS
Property Description

Welcome to this beautifully updated home in Highland Lakes, Palm Harbor’s premier 55+ community, ideally situated on a large corner lot. Featuring a desirable split-bedroom floor plan, this home has been extensively updated over the past year, making it truly move-in ready. Major improvements include a new roof (2025), new HVAC system (2025) with a 5-year maintenance plan, new water heater and whole-house water filtration system (2025), new gutters, and replacement windows, some of which are hurricane rated. The interior has been refreshed from top to bottom with popcorn ceilings removed and retextured, new ceiling vents, updated electrical switches and outlets, new door hardware, and fresh interior paint throughout. The kitchen was completely remodeled in 2026 with new cabinetry, quartz countertops, backsplash, sink, garbage disposal, recessed lighting, and microwave. A newer refrigerator and range complete the space. Both bathrooms have also been updated, including a completely renovated guest bath with new tile, shower, shower door, vanity, lighting, fixtures, and flooring. The primary bath features a new shower, shower door, and toilet. Additional updates continue throughout the home. The laundry room features a newer washer and dryer, flooring, utility sink, backsplash, and lighting. The garage offers an insulated new garage door, upgraded garage floor, overhead and additional storage shelving, attic steps, updated entry and service doors, and ceiling improvements. The enclosed lanai provides additional comfortable living space and has been extensively improved with a raised floor, new insulated drywall ceiling, mini-split HVAC system, window treatments, lighting, ceiling fan, and new exterior door. Outside, you'll find updated landscaping, a paver patio, irrigation for the landscaping, exterior landscape lighting in the front, and a freshly painted front porch, creating an inviting and well-maintained outdoor setting. Highland Lakes offers an impressive selection of amenities designed for an active and social lifestyle. Residents enjoy complimentary golf on three private executive courses, along with RV and boat storage. Tennis and pickleball, fitness classes, clubs, games, and activities provide something for nearly every interest. The main clubhouse and Lake Lodge host a variety of social events and entertainment, while the Arts & Crafts building offers a woodshop, art studios, and classes. All of this is just minutes from Gulf beaches, shopping, dining, professional sports, two international airports, and medical services. Located above the flood plain and in a non-evacuation zone, Highland Lakes combines a convenient Palm Harbor location with an active, amenity-filled lifestyle. With extensive updates already completed, this move-in-ready home allows you to spend less time on projects and more time enjoying everything Highland Lakes has to offer.

Price History
9/1/2026 Listed $650,000

General Features

Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Public
Roof Shingle
Appliances Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener
Zoning RPD-7.5
HOA Fee 165
Garage Spaces 2
Association Fee Includes Common Area Taxes,Community Pool,Escrow Reserves Fund,Manager,Recreational Facilities
Patio/Porch Features Porch,Rear Porch
Construction Materials Block,Stucco
Pets Allowed Cats OK,Dogs OK
Year Built 1987
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake
Community Features Community Boat Ramp,Dock,Fishing,Lake,Private Boat Ramp,Water Access,Association Recreation - Owned,Clubhouse,Deed Restrictions,Golf Carts OK,Golf,Tennis Court(s)
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HIGHLAND LAKES UNIT EIGHTEEN
Facing Direction North
Garage Y/N true
Total Rooms 8
Full Baths 2
Status Active
Directions US 19 N to Highland Lakes main entrance north of Nebraska. Follow Highlands Blvd to right on Lake Pointe Rd to left on Oak Lake Drive. Follow to address on right.
City PALM HARBOR
Body of Water LAKE TARPON
Association Name Scarlet Roach
Senior Community Y/N true
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 10245
Carport Y/N false
Listing Terms Cash,Conventional,VA Loan
Land Lease Y/N false
Tax Annual Amount 5251.18
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 34
Legal Description HIGHLAND LAKES UNIT EIGHTEEN LOT 34
Water Access Type Lake
Minimum Lease 3 Months
Water Access Y/N true
Monthly HOA Amount 165
Additional Rooms Family Room,Florida Room,Inside Utility
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Ceiling Fan(s),Living Room/Dining Room Combo,Split Bedroom,Walk-In Closet(s)
Flooring Luxury Vinyl
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Insulated Windows
Fireplace Y/N false
Laundry Features Inside,Laundry Room
Total Bedrooms 3
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities Irrigation System,Lighting
Parking Features Driveway
Lot Features Corner Lot,Landscaped,Sidewalk
Water Source Public
Lot Size Area 10245
Foundation Details Slab
Building Area Total 2850
Lot Dimensions 75 x 105
Lot Size Acres 0.24
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 34684

Price
AVG $600K
$650K
Taxes
AVG $5,294
$5,251
Year Built
AVG 1985
1987

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Listed By
with . - 727-781-3700

In The Neighborhood

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PALM HARBOR

$ 398,000

Type
Single Family
Size
1,466 SqFt
Rooms
2 Beds + 2 Baths

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