Price Reduction - Short Sale - Primary on Main
Address
344 Ruby Lake Loop, WINTER HAVEN, FL
Price
$ 409,000
Property Attributes
  • MLS#S5156261
  • TypeSingle Family
  • Listing Status Active
  • CountyPolk
  • CityWINTER HAVEN
  • AreaWinter Haven / Cypress Gardens
  • NeighborhoodRUBY LAKE PH 02
  • Zip33884
  • StyleSingle Family Residence
  • Year Built1998
  • Taxes$ 4941
  • Price$ 409,000
  • Bedrooms4
  • Full Bathrooms2
  • Half Bathrooms0
  • Sqr Footage2215
  • Lot Size0.24 Acres
Data Source:
Stellar MLS
Property Description

Short Sale. Welcome to 344 Ruby Lake Loop, a stunning 4-bedroom, 2-bath home offering 2,215 square feet of living space on a lush 10,411-square-foot lot. Nestled on a quiet street in Ruby Lake, one of Southeast Polk County’s most desirable gated communities, this beautifully renovated home is move-in ready. The triple-split floor plan offers spacious, open living areas with high ceilings, tray ceilings, crown molding, and abundant natural light. The modern open kitchen features granite countertops, wood cabinetry, stainless steel appliances, generous workspace, and an easy flow into the family room—perfect for everyday living and entertaining. The spacious primary suite includes walk-in closets and a large ensuite bathroom. Additional features include ceramic tile and luxury vinyl flooring, generously sized bedrooms, an interior laundry room, a two-car garage, and a covered rear porch overlooking the large backyard. Conveniently located in Southeast Winter Haven near shopping, dining, medical facilities, area lakes, and LEGOLAND Florida Resort. Schedule your private showing today and discover everything this exceptional Ruby Lake home has to offer!

Price History
8/25/2026 Listed $429,000
9/18/2026 5$409,000

General Features

Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Connected,Sewer Connected,Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
HOA Fee 425
Garage Spaces 2
Security Features Gated Community
Construction Materials Block,Stucco
Pets Allowed Yes
Year Built 1998
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Gated Community - No Guard
Assoc Fee Paid Per Semi-Annually
County Polk
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name RUBY LAKE PH 02
Facing Direction East
Garage Y/N true
Total Rooms 9
Full Baths 2
Status Active
Directions From US Highway 17, turn east onto E Eagle Avenue. Continue onto Eagle Lake Loop Road and then Eloise Loop Road. Turn left onto W Lake Ruby Drive, then right onto N Lake Ruby Drive. Continue straight onto Ruby Lake Drive and enter the gated Ruby Lake community. Turn right onto Ruby Lake Lane/Ruby Lake Loop, then left to remain on Ruby Lake Loop. The property will be on the right.
City WINTER HAVEN
Association Name Ruby Lake HOA Inc Michellette Ramos
Senior Community Y/N false
MLS Area 33884 - Winter Haven / Cypress Gardens
Lot Size Units Square Feet
Lot Size Square Feet 10411
Carport Y/N false
Listing Terms Cash,Conventional,FHA,VA Loan
Land Lease Y/N false
Tax Annual Amount 4941.37
Home Warranty Y/N false
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/S5156261
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 53
Legal Description RUBY LAKE PHASE TWO PB 106 PG 10 LOT 53
Minimum Lease 1-2 Years
Water Access Y/N false
Monthly HOA Amount 70.83
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
Flood Zone Code X Yes

Interior Features

Interior Amenities Ceiling Fan(s),Open Floorplan,Primary Bedroom Main Floor,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s)
Flooring Luxury Vinyl,Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Laundry Features Electric Dryer Hookup,Laundry Room,Washer Hookup
Total Bedrooms 4
LivingAreaSource Public Records
Total Baths 2

Exterior Features

Exterior Amenities Irrigation System
Water Source None
Lot Size Area 10411
Foundation Details Slab
Building Area Total 2831
Lot Dimensions 83 x 125
Lot Size Acres 0.24
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 33884

Price
AVG $350K
$410K
Taxes
AVG $3,718
$4,941
Year Built
AVG 2008
1998

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Listed By
KELLER WILLIAMS REALTY SMART 1 with 863-508-3000. - 863-508-3000

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