Waterfront
Address
2234 W Maple Terrace, ST CLOUD, FL
Price
$ 429,900
Property Attributes
  • MLS#S5149826
  • TypeSingle Family
  • Listing Status Active
  • CountyOsceola
  • CityST CLOUD
  • AreaSt Cloud (Magnolia Square)
  • NeighborhoodMAPLE TERRACE
  • Zip34771
  • StyleFlorida Ranch
  • Year Built1979
  • Taxes$ 2480
  • Price$ 429,900
  • Bedrooms3
  • Full Bathrooms2
  • Half Bathrooms0
  • Sqr Footage1504
  • Lot Size0.4 Acres
Data Source:
Stellar MLS
Property Description

MOVE-IN READY! UNIQUE LAKE-ACCESS OPPORTUNITY! Welcome to 2234 Maple Ter, a charming 3-bedroom, 2-bath single-family home in the Maple Terrace area of St. Cloud. Built in 1979 and offering approximately 1,504 heated square feet, this one-story home sits on a spacious 0.40-acre lot in a quiet established neighborhood near Alligator Lake. The property features a private screened pool, in-ground spa, covered carport, mature landscaping, and a peaceful outdoor setting with nearby canal and lake views. The owner has directly stated that the home offers front-door access to Alligator Lake and the connected Chain of Lakes, plus shared ownership interest in a private canal with private boat dock and direct lake access. Inside, the home offers a functional layout with separate living and dining areas, solid-surface kitchen counters, ceiling fans, window treatments, and accessibility-friendly bathroom features including a walk-in tub and shower grab bars. Recent owner-reported updates include a new roof in 2023, new pool screen in 2022, new pool pump in 2025, pool tile and resurfacing in 2026, A/C system serviced in 2025, well pump serviced in 2026, whole-home generator with 100-gallon rented propane tank, and transferable Massey termite bond. Carpet has been removed and not replaced, and seller is offering up to $20,000 in buyer concessions, which may be used toward flooring, repairs, closing costs, prepaid items, or other allowable costs. Conveniently located near US-192, Lake Nona area access, shopping, dining, schools, and major Central Florida roadways. IMPORTANT NOTE TO BUYER AGENT: Limited-service listing. Please see Realtor Only Remarks or Showingtime Instructions on StellarMLS for showing and offer instructions.

Elementary School Middle School High School
Hickory Tree Elem Elementary School Harmony Middle Middle School Harmony High High School
Price History
5/13/2026 Listed $429,900

General Features

Sewer Septic Tank
Heating Central,Electric,Propane
Cooling Central Air
Utilities BB/HS Internet Available,Cable Connected,Electricity Connected,Fiber Optics,Water Connected
Roof Shingle
Appliances Dishwasher,Dryer,Electric Water Heater,Freezer,Range,Refrigerator,Washer,Water Softener
Zoning RS-1
Patio/Porch Features Covered,Enclosed,Patio,Porch,Rear Porch,Screened
Architectural Style Florida,Ranch
Pool Features Deck,Gunite,Screen Enclosure,Tile
Construction Materials Wood Frame
Pets Allowed Cats OK,Dogs OK,Yes
Year Built 1979
View Pool,Trees/Woods,Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Freshwater,Canal Front,Lake Front,Lake - Chain of Lakes
County Osceola
New Construction false
Property Type Residential
Attached Garage false
Subdivision Name MAPLE TERRACE
Facing Direction Southeast
Garage Y/N false
Other Structures Shed(s)
Total Rooms 8
Full Baths 2
Status Active
Directions From US-192/E Irlo Bronson Memorial Hwy, head toward Alligator Lake Shore W. Turn onto Alligator Lake Shore W, then turn onto Maple Terrace. Continue to 2234 W Maple Ter.
High School Harmony High
City ST CLOUD
Body of Water ALLIGATOR LAKE
Senior Community Y/N false
MLS Area 34771 - St Cloud (Magnolia Square)
Lot Size Units Square Feet
Lot Size Square Feet 17468
Carport Spaces 1
Carport Y/N true
Listing Terms Cash,Conventional,FHA,Other,VA Loan
Spa Features In Ground
Elementary School Hickory Tree Elem
Land Lease Y/N false
Tax Annual Amount 2480.39
Home Warranty Y/N false
Middle/Junior High School Harmony Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/S5149826
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 10
Legal Description MAPLE TERRACE PB 1 PG 423 N 30 FT LOT 10 & S 70 FT LOT 11
Water Access Type Canal - Freshwater,Lake
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N false
Flood Zone Code AE
In Law Suite YN false
DockY/N true

Interior Features

Interior Amenities Ceiling Fan(s),Eating Space In Kitchen,Kitchen/Family Room Combo,Solid Surface Counters,Stone Counters,Window Treatments
Flooring Concrete,Tile
Furnished Y/N Partially
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Drapes,Rods,Window Treatments
Fireplace Y/N false
Laundry Features Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup
Total Bedrooms 3
LivingAreaSource Owner
Total Baths 2

Exterior Features

Exterior Amenities French Doors,Private Yard,Sliding Doors,Storage
Fencing Vinyl
Parking Features Covered,Driveway
Lot Features In County,Level,Street Dead-End
Water Source Private,Well
Lot Size Area 17468
Foundation Details Slab
Spa true
Building Area Total 2088
Lot Dimensions 100 x 175
Lot Size Acres 0.4
Road Surface Type Paved,Asphalt
Frontage Length Canal: 1
Private Pool true
Waterfront Y/N true
Covered Spaces 1
Road Frontage Type Street Dead-End,Street Paved,Private Road
Number of Lots 1
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 34771

Price
AVG $570K
$430K
Taxes
AVG $5,712
$2,480
Year Built
AVG 2018
1979

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Listed By
DALTON WADE INC with 888-668-8283. - 888-668-8283

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